Ignite Greatness

Find out why Moneypants is unlike anything you’ve ever tried.

Moneypants is a chores, allowance, and personal goals app, all rolled together into one. It’s carefully designed to work for every member of the family (ages 2+) and to work long-term. Its three-fold mission is to teach work ethic, develop money management skills, and help with self improvement goals, all while maximizing the limited time and resources that you have.

iPhone fanout Moneypants app
The allowance led to a bunch of candy, cheap toys, and a bigger mess for mom to clean up.

The Moneypants app keeps everything organized, simple, and at your fingertips.

What's In Your Moneypants Toolbox...

mother handing daughter allowance money

If you are still using an ALLOWANCE and want something that truly teaches money management for kids…

mother cleaning family maid

If you’re tired of doing all the HOUSEHOLD CHORES yourself and wish there was more teamwork at home…

father talking to son

If you are tired of WHINING, COMPLAINING, and NAGGING during chore time…

boy playing guitar

If you know your kids are amazing but want a more effective way to help them develop SELF ESTEEM and achieve their PERSONAL GOALS

mom dad argue money

If you find yourself fighting with your spouse about the FAMILY BUDGET and want to stop…

Ready to get going? No need to wait. Download the app today.

“Talent is cheaper than table salt. What separates the talented individual from the successful one is a lot of hard work.”

~ Stephen King

Still Paying An Allowance?

18 - Hannah MP Art 20200702 - Kid Hat Skateboard Candy (Color)

A few years ago, a prominent mom blogger opted to give her kids an allowance. She wanted to teach her kids money management skills. She handed out the money on a weekly basis, and within a very short period of time, her house was cluttered with junky toys and candy. Her kids were not smart with their purchases, and the junky toys were actually creating more work for this mom to clean up.

Plus, her kids were not learning financial responsibility. She quickly abandoned the idea of an allowance. It was not doing what she hoped it would do.

mother paying daughter
The allowance led to a bunch of candy, cheap toys, and a bigger mess for mom to clean up.

And why not? Why didn’t the allowance do what this mother wanted? After all, handing kids money and having them spend it should teach them money management skills, right? That’s what she and her husband did with their paychecks. Why didn’t it work for her kids?

The thing this mother didn’t realize was that her allowance idea—and EVERY allowance idea out there—was missing a critical component. There was one major thing missing from the equation. Yes, the kids were getting money. And yes, they were spending it. But the kids didn’t have corresponding financial responsibilities. This mother and her husband got paychecks, but they had to be responsible with them. They couldn’t just spend their money on toys and whims. It had to be the same for her kids.

parents spending plan responsible financial
If you want financially responsible kids, you have to give them some financial responsibility.

The only way an allowance works is if it is coupled with a proportional amount of financial responsibility. And that’s where Moneypants comes in.

Money Management For Kids

The concept is simple: you are going to take some of the family budget money you are already spending and transform it into rewards for your family members to earn. Let’s be clear here: this is money you were already spending, only now your kids are going to be able to earn it. And in order to do so, they have to come up with a spending plan. Yes, they are going to get financial responsibilities. So now, instead of you buying their soccer gear, or their art supplies, or their dance lessons, your kids are going to earn that themselves. It’s their responsibility now.

girls ballet
What if Kaylee and her sister had the opportunity to earn their own ballet lessons?

The best part? It’s money you were going to spend anyway. Unlike a traditional allowance, Moneypants won’t cost you any extra money. That’s why it’s so much smarter than an allowance.

Click here for more details. Or better yet, download it and try it out.

“I never viewed myself as particularly talented. Where I excel is ridiculous, sickening, work ethic. You know, while the other guy’s sleeping, I’m working.”

~ Will Smith

Want to learn more? Listen to the Moneypants podcast (below) or see How To Leverage Your Income.

Household Chores And Teamwork At Home

mom family maid vacuum

Jennifer’s hectic morning starts at 6:00am. It’s a mad rush to get kids fed, dressed, and off to school on time. Once that mission is accomplished, she returns home and faces the mess left behind. She begins the task of putting the home in order while trying to keep her toddler from undoing her progress. She then gets some bills paid and squeezes in some errands before picking up the kids from school.

The rest of the afternoon involves being the family taxicab driver, helping with homework, and trying to get dinner made. By the time everyone has grabbed food and most the kids are in bed, Jennifer is left with the chores of cleaning the kitchen and finishing the laundry. On a good night, Jennifer is in bed by midnight. The next school day is pretty much the same scenario repeated.

mom kid dressed school
Many parents think it's their duty to do everything for their kids.

Does Jennifer’s monotonous day sound similar to your daily schedule?

You may be thinking, “Yes, but isn’t that the typical life of any mom?” The problem is that many parents have bought into the belief that it is their job to be the family maid and do all the chores. In fact, they believe that is what a “good parent” should do. A “good parent” is in charge of home organization and doing all the household chores.

The reality is that although the parents do manage the household chores, everyone should be contributing. It helps to think of the family as a team, and every team member has a job to do. There should be more teamwork at home. In fact, it is imperative for your child’s future success that they learn work ethic and to do basic chores at home from an early age. If you do all the work yourself, not only is that overdoing it, it’s actually not in your kid’s best interest.

hockey team coach
Think of the family like a team. Mom and dad are coaches, and everyone has a specific role to play.

Chore Charts And Teamwork At Home

With Moneypants, everyone is assigned a stewardship in the home. There are clearly defined chore charts for kids, teens, and parents. Responsibilities are divided up for the coming year. Every team member gets their specific assignments, and the whole house gets organized. Then, when parents are no longer the family servants, parents will have more time available to do things that are more meaningful than scrubbing toilets.

For example, they can work on personal development goals, go on outings with their kids, and spend more time teaching and doing meaningful and enjoyable activities with their family. Their kids will actually appreciate and respect them more.

practice art woman
mom daughter make cake
mom work out gym

If you are no longer the family maid, you will have time and energy for more important things.

Instead of mom or dad resenting their role as parent and waiting for the day it will be over, this balanced approach of teamwork at home makes life enjoyable and fulfilling now.

Teaching the whole family work ethic and teamwork is what good parents do. And Moneypants can help make that happen.

“God sells us all things at the price of labor.”

~ Leonardo da Vinci

Want to learn more? Listen to the Moneypants podcast.

Whining, Complaining, And Nagging During Chore Time

Perhaps you’ve tried chore charts for teens, or using a chore wheel, or some sort of household chores list, and it has failed miserably. There was too much whining, complaining, and nagging. It was too time consuming and exhausting to teach your kids how to do the chores, and it was so much easier to just do the chores yourself.

mom doing chores
Many parents do all the housework because it's easier than trying to teach their kids to do it.

Sometimes kids will actually feign incompetence because they know their parents will lose patience and just break down and do the chores themselves. It is super tempting to just let your kids play video games while you do their work. At least then you can enjoy peace and quiet, and you know the job will get done right.

kid video game
It's tempting to just let your kids play video games while you clean the house, but what lesson does that teach?

Say Goodbye To Nagging

Moneypants takes privileges your kids were previously just getting for free, and instead allows your kids to earn those things through consistently helping at home. They become self motivated to do their chores quickly and to do them right. No “reminding” or nagging needed.

Moneypants helps you teach your kids the work ethic you know they need. However, instead of you nagging the kids for help, you will enjoy the exact opposite result. Moneypants is purposely designed to have your kids nagging you to give them extra jobs to do.

Believe it or not, instead of your kids whining and complaining about their household chores, they will actually come to you asking for more work.

Simply by reframing what you are already doing and reframing money you already spend, Moneypants can work this sort of magic in your home. The video above explains how. And the Moneypants podcast answers questions and supports you along the way.

parents spending plan responsible financial
Unlike other chore charts, Moneypants is NOT a gimmick. Moneypants will work long-term.

This is not a short-term gimmick like most chore charts. Moneypants is a unique and carefully balanced system that is guaranteed to provide long-term motivation and long-term results. Say goodbye to whining and nagging forever.

“Leadership is getting someone to do what they don’t want to do, in order to achieve what they want to achieve.”

~ Tom Landry

Want to learn more? Listen to the Moneypants podcast.

Self Confidence And Achieving Personal Goals

Achieve Goals

You’ve seen glimpses of who and what your kids could be, but you are worried they just aren’t quite applying themselves. Instead, they spend all their free time playing video games, texting, and watching fail videos on YouTube.

Despite the fact that they are amazing, they actually suffer from low self confidence, and they’re not achieving their personal goals. You also know the clock is ticking and little choices now will make a big difference in the not-too-distant future. You want to see your child succeed and become who they were meant to be.

alarm clock
You only have your kids for a short time, and the clock is ticking.

You don’t want to be the pushy parent trying to live their dreams through their child, but you also know your kid simply is going to lose opportunities and be mediocre at best if something doesn’t change soon.

Developing Habits Of Successful People

Moneypants helps individuals with personal development goals, and applies work ethic to all aspects of their lives. And this is how.

While it’s true that Moneypants teaches every member of the family to take responsibility for household chores and responsibilities, Moneypants does so much more. It helps develop those superpowers every person was born with and deep down inside knows they have. This self improvement leads to greater self confidence and improved self esteem.

basketball team
teen reading bible
yoga girl

Each family member chooses 10 personal goals for themselves. Each person chooses what abilities they want to develop. They choose the goals they want to make for themselves: physical, spiritual, emotional, social, mental, artistic. They plug those ten personal goals into Moneypants, and Moneypants helps make it happen.

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girl on computer
teen boy playing piano

Family members get the support they need as their progress is tracked, reported weekly, and rewarded in meaningful ways. Furthermore, they can earn privileges like screen time by achieving their personal development goals.

No, they won’t fight you about this. After all, these are their personal goals that they want, and they actually appreciate the support Moneypants provides. And they genuinely enjoy seeing themselves accomplish what they have in mind.

happy family
Each member of your family will become their best selves.

Your family members will become healthier, happier, and more well-rounded as they use the Moneypants system to become the person they want to be.

Ignite greatness!

“Every professional was once an amateur.”

~ Nike

Want to learn more? Listen to the Moneypants podcast.

Fights About The Family Budget?

woman shopping credit card husband angry

The husband comes home and unloads a brand-new barbeque from the family van. His wife gets really upset at him: “How could you spend so much money?! We don’t have that type of money right now!” The husband gets irritated, “Oh, so now I’m the bad guy. Didn’t you just spend $150 to get your hair colored and trimmed last week?! Did we have money for that?”

And the couple ends up fighting and going to bed angry at each other.

Sound familiar? Sadly, fights about the family budget and how to spend money happen a lot. There’s evidence that many marriages fail because of money management issues. The good news is, it doesn’t have to be this way.

argument money couple mom dad
Money disagreements cause lots of stress and fighting.

Moneypants Saves The Family Budget

With Moneypants, money is treated much differently. Only the household bills—water, electricity, mortgage, etc.—get paid from the family account. All the other discretionary purchases now take place on an individual level.

Every member of the family earns their own personal money by contributing at home and achieving their personal goals. If someone wants new shoes, they have the opportunity to earn them. If someone wants a gym membership, they can make that decision when they create their personal spending plan on the Moneypants app.

"Nice barbeque," says the wife.

Moneypants adjusts to your income level so that the money you can earn never puts a strain on the family budget. It works with any size family and any income level. Now, when dad wants to buy a new barbeque, he can do it with complete confidence. It’s his money that he earned by completing his household chores, achieving his personal goals, and becoming a better person.

In fact, his wife will probably be pleased with his purchase. After all, she’s going to enjoy the food he cooks on it. And he’ll appreciate that she’s spending her hard-earned money to get her hair done and look so beautiful. It’s like she’s spending money on him.

Keeping personal money separate from family money leads to more marital unity.

With Moneypants, fights about money and the household budget are a thing of the past.

“I am who I am today because of the choices I made yesterday.”

~ Unknown

Want to learn more? Listen to the Moneypants podcast.


The Moneypants app is simply a collection of tools to help you implement the Moneypants ideas. Of course, you don’t have to buy the app in order to organize the household chores, set up allowances, or achieve personal goals.

But the Moneypants Superpower Hour podcast, on the other hand, is an absolute must.  It is amazing and smart and funny—and filled with tons of real-world examples of how to use all the tools in the Moneypants toolbox. No theories here. Just plain old common sense and practical application.

Your hosts, Hannah & Phontaine, creators of Moneypants.

The Superpower Hour is nothing short of everything you need to know to help every member of your family develop their superpowers, work ethic, and money skills, and at the same time avoid the costly kryptonite that could hinder their progress.

The best part?

It is 100% FREE. Anyone and everyone can listen. Tap HERE to listen to the podcast. Because you totally should.

Frequently Asked Questions

girl raising hand question

A: There is a built in system in the app where the family member is required to hire a sub if for whatever reason they don’t do their job.

Listen to Is Mom The Family Maid? for more details.

A: No, extra jobs can be added to “Job Jar” Anyone who needs to earn extra money can claim a job listed in “Job Jar”. See The Judicious Job Jar for more details.

A: Excellent question! We actually tried that and the results were super disappointing. Kids were way less motivated. Moneypants is now firmly cash based. You can learn what happened when we experimented with digital money here: The Power of Cold, Hard Cash.

A: This allows families to edit the job list when needed without altering their budgets and spending plans. Whatever chores are listed shouldn’t take more than 20-30 minutes total to complete.

A: Participating in Moneypants and getting to make decisions about money is a privilege. Family members need to agree to follow certain rules or that privilege will be revoked. Those rules should be agreed upon by everyone BEFORE starting Moneypants.

Moneypants families use the “Directed Spending” method. Learn more here: Stop The Allowance Spending Spree Madness.

A: Oddly enough, no. Paying more is the #1 rookie mistake, and it backfires in a bad way. If you pay more than what the Moneypants app calculates for your family, you’ll not only break your budget, but your kids will actually lose motivation within a week or two. They will have more money than they need. Bribes, Rewards, and Individual Time explains more.

A: Yes, Moneypants will work for her. Money isn’t the only reward you should use. See Creating The Delicious 6-Layer Rewards Parfait for more details.

A: No, this product is for the whole family, ages 2+. However, we market our product to parents with children ages 8-12 because that’s the easiest time to start using it. If you have older kids there are some additional things to consider. Listen to the podcast The 3 “M” Privileges: Money, Media, and Mobility for more details or read more here.

A: Yes. You shouldn’t let them buy alcohol, drugs, candy, inappropriate clothing, or any media. Take a listen to the podcast Why Parents Should Own And Control All Media In The Home for more details.

A: No, but we recommend using a prize bag for kids ages 2-5. Also, we recommend using very small treats to teach them to do their job. Learn how this is done here: Training Your Inner Toddler.

A: You should present her with options. She can earn extra money using Job Jar, or do work for the neighbors, or try shopping at garage sales or consignment stores with what money she does have. Help her think outside the box, and let her take responsibility.

A: Heavens, no! He’s manipulating you. Video games should always be considered entertainment or a reward. Listen to The Four Sneaky Lies That Video Games Sell podcast for more details.

A: Freebies can undermine Moneypants. We recommend auctioning off “free” items or selling them at garage sale prices. This will prevent fights, create ownership, and avoid clutter. It will also reinforce Moneypants instead of undermining it. Let your kids work for the things they get. See When Gifts Bite Back for details.

A: We have great tips on how to teach your kids to clean their own rooms. And we have great tips on how to declutter the rooms so even very young children can manage their own rooms successfully. See How To Clean Your Own Room and Less Is More for details.

A: Moneypants is free to try for 30 days.

After the trial period, it costs a few dollars per month or only a few more dollars per year (definitely cheaper than hiring a maid). Chances are if you use Moneypants, your family will save way more money than the app costs.

A: Moneypants only works if both parents are on board. Ask your wife to listen to the Moneypants podcast and maybe it will answer her concerns. Try Holding Family Council for starters.

A: No, parents do not have to use Moneypants, but there are several advantages to having the whole family participate. Also, you will probably really enjoy achieving your goals at a faster rate. Take a look at The Top 10 Reasons To Use Moneypants Boss to help make a decision.

A: Wherever you like. We personally use it to fund our reading program. We let our kids earn a dollar for every biography they read. Or, we use fee money to supplement our budget when we takes kids on outings. You decide. See Fantastic Fees And How to Use Them for more ideas.

A: No, not yet. But it can be used on iPhones, iPads, and Macs. If you don’t have an Apple device but REALLY love Moneypants, you can buy a used device for cheap and our app will most likely run.

What Others Have To Say About Moneypants

Conan O-Brien work ethic

“Work hard, be kind, and amazing things will happen.”

~ Conan O’Brien

Gary Vaynerchuk work ethic

“Without hustle, talent will only carry you so far.”

~ Gary Vaynerchuk

colin powell work ethic

“There are no secrets to success. It is the result of preparation, hard work, and learning from failure.”

~ Colin Powell

“The fight is won or lost far away from witnesses – behind the lines, in the gym, and out there on the road, long before I dance under those lights.”

~ Muhammad Ali

Muhammed Ali
Coco Chanel work ethic

“There is no time for cut-and-dried monotony. There is time for work. And time for love. That leaves no other time.”

~ Coco Chanel

Sophocles work ethic

“Without labor nothing prospers.”

~ Sophocles

arnold schwarzenegger work ethic

“Strength does not come from winning. Your struggles develop your strengths. When you go through hardships and decide not to surrender, that is strength.”

~ Arnold Schwarzenegger

Blair Waldorf work ethic

“Destiny is for losers. It’s just a stupid excuse to wait for things to happen instead of making them happen.”

~ Blair Waldorf (Leighton Meester)

Thomas Edison work ethic

“There is no substitute for hard work.”

~ Thomas Edison

“What comes easy won’t last. What lasts won’t come easy.”

~ Unknown

Get The Ultimate Advantage

Whether you’re looking to teach your kids real money management skills; or if you’re tired of the whining, complaining, and nagging during chore time; or you want to see your kids achieve their personal goals and enjoy greater self confidence as they become the amazing people they were meant to be, or you simply want to stop fighting about the family budget—Moneypants is the answer.

Moneypants is the ultimate tool to help accomplish all these goals at the same time and in the most efficient way possible. It will make your life easier and more enjoyable.

iPhone fanout Moneypants app
Moneypants does it all.

Moneypants makes the most out of the limited time, resources, and energy you have.

Download the app today and ignite greatness in your family.

“Ignite greatness by teaching money skills, talent development, and work ethic, starting at home.”